A lot of households around the country are doing OK regarding getting by these days. But the simple truth is that getting by just isn’t enough, and it doesn’t take much of crisis to put tremendous strain on your family’s finances.
We all experience periods where we can’t seem to scrape together a few cents - the post-Christmas paycheck never seems to last the distance, for example. But what happens if the primary earner in your household has an accident or gets ill? Or what happens when you have no reserves or savings but have to pay for an expensive car repair or a critical problem with your home? Will you be ready financially or will you be in serious trouble?